Calculadoras financieras

401(k) and 403(b) Plan

  • How Much Retirement Income Will My 401(k) Provide?

    Use this calculator to estimate your future monthly income generated by your 401(k) savings and what that means in today's dollars.

  • How Do I Maximize My Employer 401(k) Match?

    It's possible to maximize your contribution but minimize your employer's matching contribution. Use this calculator to help you take full advantage of your employer's match.

  • Roth 401(k) vs. a Traditional 401(k)

    Use this calculator to help compare employee contributions to an after-tax Roth 401(k) and the current tax-deductible 401(k).

  • What is the Impact of Borrowing from My Retirement Plan?

    This calculator can help you make a more informed decision about whether a loan is the right approach for your financial situation.

  • What is the Impact of Early Withdrawal from My 401(k)?

    Use this calculator to help determine the impact of lost contributions and retirement funds due to early withdrawal.

  • What is the Impact of Increasing My 401(k) Contribution?

    This calculator estimates how much more you could accumulate by increasing your contribution (taking into account any employer match).

  • What is the Impact of Increasing My 403(b) Contribution?

    This calculator estimates how much more you could accumulate by increasing your contribution (taking into account any employer match).

  • What Might My 403(b) Plan Be Worth?

    Use this calculator to estimate how much your 403(b) plan may accumulate for retirement.

  • What Will My Qualified Plan(s) Be Worth at Retirement?

    Contributing regularly to a qualified plan adds up. Use this calculator to estimate how much you may accumulate by saving in a qualified plan.

Distributions

  • What are My Projected Required Minimum Distributions?

    Once you reach age 72, you must begin making taxable withdrawals from your traditional IRAs and many other retirement plans. This calculator will help you determine your minimum distribution.

  • What are My Lump Sum Savings Options?

    When you retire and take distribution of your funds, you have many options to consider. This tool will show your options.

  • I’m Retired. How Long Will My Savings Last?

    Use this calculator to help determine when your retirement savings account may be depleted, given a specified monthly income target.

Seguros

  • What Are My Long-Term Care Insurance Needs?

    Determine your potential long-term care needs and how long your current assets might last with this helpful calculator.

  • How Long Will My Current Life Insurance Proceeds Last?

    Use this calculator to help determine how quickly the tax-free insurance proceeds may be depleted by your survivor income needs.

Estilo de inversión

  • What is My Risk Tolerance?

    When investing, your risk propensity can be used to determine the percentage of your portfolio that is exposed to equities. Complete the following questionnaire to help determine your risk profile.

IRA

  • How Much Can I Contribute to an IRA?

    This calculator can help you determine whether or not you are eligible to contribute to both a Traditional IRA and Roth IRA and the maximum amount that may be contributed.

  • How Much Retirement Income Can an IRA Provide?

    Estimate your monthly and annual income from various IRA types using this calculator.

  • I'm Self-Employed. How Much Can I Contribute to a Retirement Plan?

    Use this calculator to determine your maximum contribution amount for the different types of small business retirement plans, such as Individual(k), SIMPLE IRA, or SEP-IRA.

Retiro

  • Are My Current Retirement Savings Sufficient?

    Use this calculator to determine if and when your money will run out during retirement.

  • How Much Will I Need to Save for Retirement?

    Esta calculadora previa al retiro le ayudará a determinar qué tan bien se ha preparado y qué puede hacer para mejorar el panorama de su retiro.

  • Social Security Retirement Income Estimator

    Many factors will impact the social security benefit you may receive. This calculator will help approximate your benefit.

  • When Should I Begin Saving for Retirement?

    The answer is now. This calculator can help you determine how much more you could accumulate at retirement by beginning your savings plan today rather than waiting.

Taxation

  • How Much of My Social Security Benefit May be Taxed?

    Since up to 85% of your social security benefits may be subject to income tax, this tool could help you consider repositioning some of your other income to minimize how much of your social security benefit may be taxed.

  • Taxable vs. Tax-Deferred vs. Tax-Free Investment Growth

    Compare a fully taxable investment to an investment account that is not taxed until the money is withdrawn and another that is not subject to federal or state tax.